• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Grizzly Law

Grizzly Law

Kalispell Personal Injury Law Firm

  • Our Team
    • Lee Henning
    • Rebecca Henning-Rutz
    • Cathy Kahnle
    • Melinda Cole
    • Keirsten Giles
  • Practice Areas
    • Personal Injury Lawyer
    • Car Accident
    • Motorcycle Accident
    • Slip and Fall
    • Medical Malpractice
    • Bicycle or Pedestrian Injury
  • Educate
  • Contact
Start Here

But, What Do I Think?

You are here: Home / Personal Injury / But, What Do I Think?

by Rebecca Rutz

Now we all know, in some detail, what the United States Supreme Court said about punitive damages in State Farm v. Campbell.  So what?  Is it important to you and me?  Can anyone, with a straight face, seriously be upset that a jury verdict for punitive damages of $145 million was reduced to over $9 million?  — Some might argue that $9 million is a lot of money, more than the Campbells could possibly have needed, anyway.

I won’t argue that $9 million itself isn’t a lot of money.  Yes, $9 million is a LOT of money.  I’ve never had that kind of money sitting in a bank account.  I’m pretty sure I never will have that kind of money.  And $145 million?  $145,000,000.  I’m not even sure I understand what kind of money that is.

But, I do believe in the jury system.  The Utah jury heard the evidence and that’s what they said would deter State Farm.  In lawyer terms, let’s not “invade the province of the jury.”  In this — surprisingly — I find myself agreeing with Justices Scalia and Thomas who dissented.  What business does the Federal government have with modifying a jury’s decision that a national company has implemented a hideous and insidious plan to victimize those people it holds itself out to protect — and should be punished greatly to the tune of $145 million to deter it from keeping on the same path?

Secondly, and more importantly, Campbell hamstrings everyday consumers who are being taken advantage of by big businesses.  Where people are reduced to numbers, not faces with families and stories.  In this, I heartily agree with Justice Ginsberg.  Campbell essentially said that, even where a huge national company implements nationwide practices that screw people nationwide, evidence from across the nation is not admissible.  In Court, only evidence from the state in which the consumers actions arose is admissible.

Ginsberg didn’t understand how the majority could reject the practical implications of this: “The Court dismisses the evidence describing and documenting State Farm’s PP&R policy and practices as essentially irrelevant, bearing, ‘no relation to the Campbell’s harm.  It is hardly apparent why that should be so.  What is infirm about the Campbells’ theory that their experience with State Farm exemplifies and reflects an overarching, underpayment scheme, one that caused ‘repeated misconduct of the sort that injured them?  The Court’s silence on that score is revealing:  Once one recognizes that the Campbells did show ‘conduct by State Farm similar to that which harmed them,’ it becomes impossible to shrink the reprehensibility analysis to this sole case, or to maintain, at odds with the determination of the trial court, that ‘the adverse effect on the State’s general population was in fact minor.”

In Montana, there are even more implications.  Utah’s population is 2.9 million. Montana’s population is quite a bit less than that, at a little over one million.  It’s just plain harder to find people to testify about a nation-wide scheme in Montana than it is in more populated states.  Not to mention that Montana’s just one big small-town.  It seems everyone knows someone in common here.  Our ability to actually afford justice to those being preyed on by national companies got a lot harder with Campbell.

So.  No, I don’t like Campbell.  Maybe, someday, someone somewhere will ask the United States Supreme Court to address it again.

Personal Injury insurance,  insurance bad faith,  punitive damages,  State Farm v Campbell

Take the Next Step

Get the Answers You Need to Move Forward

The team at Grizzly Law can help you make sense of your legal issues so you can finally have clarity on how to move forward with your case. Talk to an attorney now.

Start Here

Primary Sidebar

Recent Posts

  • Grizzly Law Obtains $1.2 Million Verdict for Client MontanaSky
  • Montana Laws Governing Cyclists and Roadway Bicycling
  • Are Rental Car Costs Covered?
  • Remote Texting Liability
  • Liability for Texting A Driver

Grizzly Law

1131 South Main Street
Kalispell 59901
Phone: (406) 752-7122
Fax: (406) 752-3367
  • Grizzly Law
Henning, Rutz, and McCormack PLLC BBB Business Review
Free Personal Injury Consultation

Turn Your Setbacks Into Comebacks

Meet with Grizzly Law for a free case review. We'll evaluate your personal injury case and provide recommendations on next steps to get you moving forward.

Get Help Now

Footer

Quick Links

  • Montana Car Accident Guide
  • Contact Us
  • Educate
  • Privacy Policy
  • Legal Disclaimer

Practice Areas

  • Personal Injury Lawyer
  • Car Accident
  • Motorcycle Accident
  • Slip and Fall
  • Medical Malpractice
  • Bicycle or Pedestrian Injury

Contact Us

1131 South Main Street
Kalispell, Montana 59901
Phone: (406) 752-7122
Fax: (406) 752-3367

Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM

The information presented on this website is not intended as and should not be interpreted as legal advice or legal opinion. Do not act or rely upon the information on this website without seeking the advice of an attorney.

Copyright © 2023 Grizzly Law · All Rights Reserved · Made in Montana by Brandish