Imagine no longer being able to afford the mortgage you've paid for years because you lost your job. As a result, foreclosure is right around the corner. The good news, like many banks, you qualify for federal assistance geared to help you stay in your home. The bad news, you are unable to use … [Read more...] about Mortgage Servicer Did What
“Debt Collectors!” (Part III)
This is Part III (and final part) of Why I Practice Consumer Law. As discussed in Part I and Part II, my wife and I were dealing with massive medical debts from being denied insurance benefits. During the time consuming appeal process, we maintained contact with the health providers. The health … [Read more...] about “Debt Collectors!” (Part III)
Why I Practice Consumer Law (Part II)
In my last post, I talked about how the treatment we received from big insurance and big healthcare companies really had us stuck in the mud. Many other consumers have experienced similar problems with medical bills (for a refresher on our individual situation, see Part I). Consumers incurred … [Read more...] about Why I Practice Consumer Law (Part II)
Why I Practice Consumer Law (Part I)
Generally, life is an uphill battle. Some things we encounter make life’s journey seem like climbing a vertical cliff. We all have goals and we all face trials and tribulations that knock us down or lead us astray. For my wife and I, our health insurance company’s and eventual debt collectors’ … [Read more...] about Why I Practice Consumer Law (Part I)
What the Pig ‘n a Poke?
Welcome to a Pig ‘n a Poke! The term “Pig ‘n a Poke” figuratively refers to a scam or trick that essentially prevents a person from properly inspecting a purchase. The term’s origins date back to a medieval market scam. Picture the medieval farmer purchasing pigs to fatten up and feed his … [Read more...] about What the Pig ‘n a Poke?
Divorce-Cleaning Out the Bank Accounts
Back in the good ol’ days. . .a party who decided to leave his or her spouse typically cleaned out the house, the cookie jar stash, and all the bank accounts and changed the names on all the property and accounts to ace the other party out. Is that a good idea nowadays? NOT!! And especially where … [Read more...] about Divorce-Cleaning Out the Bank Accounts
Relocating With Children
A very problematic situation has arisen frequently since the economy took a major dive. . . relocating with children for economic (or any other) reason. As we are all aware, Montana’s unemployment rate varied at one point in the 2008-2010 recession from above 9 to above 13% depending on the … [Read more...] about Relocating With Children
Many Montana family law attorneys have their clients fill out a financial disclosure form early on in the proceedings to give to the other side–why is that? Doesn’t your attorney have to help you keep as much of your assets as possible? Then why do you have to tell your spouse what your income, … [Read more...] about Divorce-Financial Disclosure