Let me give you a common scenario. Let’s say you were in a car accident and got hurt real bad. You broke your hand and you need surgery. The accident wasn’t your fault, you were minding your own business, driving down the highway when somebody turned left right in front of you. There was no way you … [Read more...] about What Is Underinsured Motorist (UIM) Coverage?
To illustrate what stacking is, let’s use the same hypothetical from my previous post. At least something’s going right after you get your leg run over by a car; your friend carries med-pay on her vehicle. But, she only carries $2,500 and you are going to owe the doctor $5,000. Although it'll be … [Read more...] about What is stacking?